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Nominating beneficiaries protects your wealth and its succession planning.

Here are four strategies to protect your wealth.

By verifying the source of funds, financial institutions can mitigate the risk of being involved in illicit activities.

A look at how investors' behaviour can negatively impact their returns.

Nobody gets married planning to divorce one day. Yet, it is a reality of modern life. A divorce has a significant impact on the lives of the previously married couple, especially their finances. One aspect not receiving a lot of attention is the impact of maintenance payments. Maintenance payments are crucial for supporting dependants. However,

Diversifying investments internationally can help you tap into the growth potential of more robust and innovative economies.

Why taxes must be factored in when evaluating returns, especially for high-income earners.

How to thrive in a volatile market.

Practical tips to make your executor’s job easier.

Why an offshore endowment may be the estate planning tool you need.

When you invest early, your money has more time to grow exponentially.

And achieve financial security for yourself and your family.

While early retirement may seem like a distant utopia for most, it can be achieved with careful planning.

Every piece of your portfolio should have a job. And those jobs should be defined in advance, along with the resources necessary to complete them.

Investors often become narrowly focused on a specific financial goal, overlooking more immediate red flags and concerns about their finances.

The SA economy is fragile and the stock market has seen an increase in delistings.

It is important to understand the different options available to you and the risks involved before investing.

It’s important to take steps to improve your financial confidence and lower your anxiety.

Retirement savings should always be prioritised, and if you still have extra cash left over, you can set aside some funds for your children's schooling.

Current high interest rates make these investments rather attractive.

Achieving wealth is a journey that requires patience, discipline, and persistence.

Many South Africans assume that they are non-residents when they have been living abroad for many years.

Data shows that not reacting to adverse market conditions is usually the best approach.

Things don’t always work out, but most of the time they do.

A few things you can do to ensure you are prepared to weather the storms of the market.

A quick review of asset classes.

Weighing the pros and cons of each option.

Should you buy, hold, or sell?

Studying the past can’t help you predict the future but it can provide context in terms of the relationship between risk and reward.

Successful investing requires a long-term perspective, patience, and a focus on steady, sustainable growth over time.

By investing offshore, you generally can achieve better risk/return characteristics.

Investing can be a risky endeavour, and investors often find themselves worrying about potential pitfalls.

Overcontribution can be used to reduce or even neutralise the amount of tax paid on living annuity income payments.

Working with a wealth manager can provide peace of mind and help you achieve your financial goals.

A look at the benefits and disadvantages of each.

With the US economy holding up and inflationary pressures lingering, investors are pricing in rates going higher for longer.

Why you shouldn't be treating the market like a casino.

With the increased communication between different tax jurisdictions, the chances of 'getting away' with not paying tax are becoming smaller.

Of the 15 top-performing funds over the past 10 years, 10 are global equity funds.

A look at some obvious tax reduction tips, and some lesser-known ones.

The verdict is in.

The most impactful money-saving tactics to boost your savings rate without sacrificing any happiness.

As much as we all want to throw caution to the wind when it comes to spending over the holidays, here are some practical tips to avoid overspending.

Hedge funds perform a very particular function within a diversified portfolio and should most definitely not be thrown out the window.

South Africa’s inability to effectively prosecute guilty parties for various financial crimes, is one of the biggest reasons for the possible grey listing.

Getting married requires careful consideration of joint finances and is best navigated with the guidance of a financial planning professional. Although nobody gets married planning to get divorced, this life event requires equally careful navigation, also best approached with the help of an advisor as it has an impact on the finances of both spouses.

Yes, but you would need to be comfortable with possibly very bad performance for some years.

A hybrid annuity provides a flexible set of options to balance between self-insuring and being insured for retirement.

Is the value add of a human financial advisor irreplaceable, or can it be optimised with the help of Robo-advisory?

We are closer to being at the bottom of the market than we were last year this time.

Have your bread buttered on both sides.

Trying to time the market can be risky.

It's important to be informed of your different options at retirement.

If you’re not on track with your retirement planning, it's best to act sooner rather than later.

These points of guidance, coupled with an engagement with an investment professional, can set your investment journey on the right path.

Government has given investors more options and an incentive to continue using retirement products.

There is far more to consider when investing in property than the mere price you pay, and the rental income derived from this investment.

Including evaluating the liquidity of your estate, communicating with your heirs, and re-assessing your trust-related estate planning goals in general.

Understanding a few fundamentals can calm the nerves for a successful future investment strategy.

South Africans can take up to R11 million offshore annually.

Income funds aim to provide a return higher than money market returns and to earn a reasonable level of income with relative capital stability and low risk.

Tips to help investors focus on staying on the right track, even during tumultuous times.

Regulation 28 has been amended to increase the offshore limit. Here is what it means for the retirement savings of ordinary South Africans.

The volatility in commodities can present both danger and opportunity depending on where we are in the cycle.

It is important to focus on building well-diversified portfolios on a global scale.

An international endowment option is affordable, tax-friendly, easily inheritable and liquid.

A sinking fund allows for offshore allocation within the underlying investments.

If you are concerned about your future in South Africa and protecting your financial assets, emigration is not the only choice you have.

Answers to questions that usually elicit the most disbelief and tax shock from investors going through an estate planning exercise.

If you wait for all risk to dissipate, you will never invest.

Research shows that an advisor can add between 1.5-3% to an investor’s returns over time.

Many investors assume that they must first retire from their employment, for many at the age of 60/65, before they can retire out of their retirement annuity and purchase a living annuity.

A common misconception about diversification is that simply spreading risk across multiple asset classes is enough.

Where to invest savings for optimal growth and tax efficiency remains the top priority for most investors.

The product allows for capital to compound without any future capital gains tax implications.

Building wealth takes time, discipline and requires a long-term view.

Time to invest in diversified and resilient portfolios, control what you can and avoid what you cannot.

In life, there are only two certainties: death and taxes. The only difference between them is that death does not get worse every time the government meets. And by the way, you don’t pay taxes – the government takes taxes. At this time of the year and with the tax season around the corner, most

Navigating this new state of play requires careful management of personal finances.

The dangers of holding assets in safe, but low-yielding assets.

If you are careful in your approach, you will give yourself a better chance of bringing your financial new year resolutions to fulfilment.

An illustration of the vast difference in personal wealth accumulation between a local investment portfolio and an offshore investment portfolio over the past decade.